To access a digital copy, go to your county recorder's website and search public records and recorded documents. You can print an unofficial copy or request a certified one from the county recorder.
If a deed of trust recorded in California does not contain a maturity date, then the lender has up to 60, and possibly even 64 years to foreclose non-judicially, but the longer the lender waits, the more likely it is that a borrower could successfully raise a defense of equitable estoppel or laches.
A deed is legal document that conveys in interest in real property from one person to another. The basic requirements for a deed in Washington are simple: it must be in writing, contain a legal description of the property, be signed by the grantor, and the grantor's signature must be notarized.
There are multiple ways you can find out who owns a property in Washington. In most counties, the information is freely available and online—in other cases, you might have to dig just a bit to find what you're looking for.
A trust deed remains on your credit file for six years, a timescale that exceeds the term of most trust deeds which are generally completed in three or four years.
To access a digital copy, go to your county recorder's website and search public records and recorded documents. You can print an unofficial copy or request a certified one from the county recorder.
Your Trust Deed will remain on your credit file for a total of six years. When the six years are up, any reference to it falls off your record, and by following the steps above, you will hopefully be left with a healthy credit rating.
Credit rating – having a trust deed will affect your credit rating for 6 years from the date the trust deed begins.