Secure Debt Shall Withdraw In Philadelphia
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FAQ
In most states, the statute of limitations for collecting on credit card debt is between three and 10 years, but a few states allow for longer periods, extending up to 15 years.
Criminal statute of limitations is capped at the age of adulthood plus 32 years, ie age 50 for most. Criminal statute of limitations for adults is capped at 12 years after the offense was committed. Civil statute of limitations for adults is capped at 2 years after the offense was committed.
Specifically, the rule states that a debt collector cannot: Make more than seven calls within a seven-day period to a consumer regarding a specific debt. Call a consumer within seven days after having a telephone conversation about that debt.
In Philadelphia, you must file your small claims court case in person (not by mail) by going to the court's first filing office on the 10th floor of 1339 Chestnut Street in Philadelphia. The Philadelphia court has interviewers to assist you in filling out the paper work.
The phrase in question is: “Please cease and desist all calls and contact with me, immediately.” These 11 words, when used correctly, can provide significant protection against aggressive debt collection practices.
Pennsylvania debt relief is available through banks, credit unions, online lenders and debt-relief companies (both nonprofit credit counseling agencies and for-profit companies).
The truth is that there are no magic words to stop a debt collector from collecting the debt. In case you are wondering what the 11 word phrase to stop debt collectors is supposed to be its “Please cease and desist all calls and contact with me immediately.”
