Who has the cheapest homeowners insurance in Ohio?

Ohio Mutual has the cheapest home insurance in Ohio for most homeowners in the state. Ohio Mutual home insurance costs about $861 per year for $350,000 in coverage. That's 40% less than the state average. And it's about $183 per year cheaper than State Farm, which is the second cheapest option.

US Legal Forms
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Rent
Multi-State
Contract for the Lease of Personal Property

Personal Property With Replacement Cost In Ohio

Category:

Leases - Contracts

State:

Multi-State

Control #:

US-00123

Format:

Instant download

Description

The Contract for the Lease of Personal Property is a legal agreement tailored for leasing personal property in Ohio, focusing on replacement cost considerations. This document establishes the terms under which the lessor leases specified property to the lessee, detailing aspects such as lease duration, maintenance responsibilities, and indemnity clauses. Key features include a clear definition of leased property, provisions regarding repairs and maintenance, and restrictions on assignment or subleasing without written consent. Filling instructions advise users to insert specific information, such as lease dates and parties' names, ensuring clarity and accuracy in the agreement. Legal professionals, including attorneys and paralegals, will find the form useful in managing lease agreements, as it outlines critical obligations and rights, which aids in minimizing disputes. Owners and partners may benefit from this form to protect their assets and ensure compliance with legal frameworks in Ohio. Additionally, legal assistants can leverage this form as a template to facilitate the leasing process and help clients understand their rights and responsibilities. The document is designed to foster a collaborative understanding between lessors and lessees, contributing to a legally sound leasing experience.

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Form popularity

FAQ

Tangible Personal Property Tax Phase Out The tangible personal property tax was replaced with the Commercial Activity Tax (CAT). The CAT is an annual tax imposed on the privilege of doing business in Ohio, measured by gross receipts from business activities in Ohio.

Ohio Mutual has the cheapest home insurance in Ohio for most homeowners in the state. Ohio Mutual home insurance costs about $861 per year for $350,000 in coverage. That's 40% less than the state average. And it's about $183 per year cheaper than State Farm, which is the second cheapest option.

Rates across the U.S. rose even higher by mid-2023, including a whopping 22% increase in Ohio, due to insurance companies raising rates in the wake of natural disasters and labor shortages.

Average home insurance prices by coverage amount Dwelling coverageAnnual rate $200,000 $1,450 $350,000 $2,151 $500,000 $2,891 $1 million $5,287

The coinsurance formula determines the amount of reimbursement that a homeowner or property owner will receive from a claim. Homeowners are required to have a minimum amount of coverage when they buy a homeowners insurance policy, which is typically 80% of the property's replacement value.