Chattel Mortgage Form For Mobile Home In Travis
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Make edits, fill in missing information, and update formatting in US Legal Forms—just like you would in MS Word.
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If this form requires notarization, complete it online through a secure video call—no need to meet a notary in person or wait for an appointment.
We protect your documents and personal data by following strict security and privacy standards.
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FAQ
All mobile or manufactured home Statement of Ownership in the State of Texas are issued by the Manufactured Housing Division headquarters in Austin. Though you may come to our office in person, it is not necessary and does not speed up the application processing time.
The Bottom Line Chattel mortgages are a little-known but potentially good option if you're looking to finance a manufactured home or heavy equipment. These loans are smaller than conventional loans and tend to have higher rates, but they have shorter terms and quicker payoffs.
A person is not legally allowed to buy, transfer, or sell a mobile home without a certificate of title or Statement of Ownership or Location (SOL).
Complete the Application Form: The application form is usually found on the TDHCA's website. Fill it out completely, ensuring all information is accurate. Submit to MHD: Once the form is complete and all documents are gathered, submit your application to the Manufactured Housing Division (MHD) of the TDHCA.
Deed or official record: Original deed, warranty deed or deed of trust to the property. A utility bill dated between April 2022 and present, must also be included. Mortgage documentation: Mortgage statement, mortgage promissory note or the closing disclosure form.
Here, learn about the Texas Manufactured Home Tenancies Act, which spells out the rights and responsibilities of tenants who rent a lot for their mobile or manufactured home. Landlords must provide a written lease, community rules, and at least 60 days' notice of nonrenewal and maintain common areas and utility lines.
MANUFACTURED HOUSING. (a) Except as provided by Subsection (b), a manufactured home is personal property. (2) a certified copy of the statement of ownership and location has been filed in the real property records in the county in which the home is located.
Unless a mobile home is permanently affixed to the real estate, it is considered personal property. Unfortunately, if she claims possession it will be included in her assets if she is not intending to return, and therefore, affect her eligibility for benefits.
A mobile home is considered real property only if the mobile home owner also owns the land it sits on, and the home is permanently attached, making it immovable. This means that the mobile home cannot be moved from its location.
The Texas Department of Housing and Community Affairs, through its Manufactured Housing Division (the “Division”) regulates the manufactured housing industry in Texas.
