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Hear this out loud PauseUse this sample letter to help you write your dispute letter. Dear [Contact Person or Billing Inquiries Division]: I am writing to dispute a charge of [$______] to my [credit or debit card] account on [date of the charge]. The charge is in error because [explain the problem briefly.
Hear this out loud PauseCan You Dispute a Debit Card Charge? In most cases, yes, you can dispute a debit card charge by requesting a "chargeback" through the bank. The bank will investigate the transaction and if they find the transaction to be incorrect or due to fraud, they will issue a refund to your card.
I am writing to dispute a charge of [$______] to my [credit or debit card] account on [date of the charge]. The charge is in error because [explain the problem briefly. For example, the items weren't delivered, I was overcharged, I returned the items, I did not buy the items, etc.].
Hear this out loud PauseStopping a card payment You can tell the card issuer by phone, email or letter. Your card issuer has no right to insist that you ask the company taking the payment first. They have to stop the payments if you ask them to. If you ask to stop a payment, the card issuer should investigate each case on its own merit.
Hear this out loud PauseI am writing to dispute a billing error in the amount of [ $______] on my account. The amount is inaccurate because [describe the problem]. I am requesting that the error be corrected, that any finance and other charges related to the disputed amount be credited as well, and that I receive an accurate statement.