The Close's top picks for the best home equity sharing companies Home Equity Sharing CompanyHome Equity Investment (HEI) Terms Visit Splitero Get between $30,000-500,000 or up to 15% of your home's value 10-30 year term Visit Unison Get up to $500,000 10-year term Receive funding in two to six weeks8 more rows •
Our top picks for home equity sharing companies of June 2025 Point: Best overall. Hometap: Best for large payment amounts. Unlock: Best for investors. Unison: Best for good credit. Splitero: Best perks.
Home equity sharing may also be wise if you don't want extra debt reflected on your credit profile. "These agreements allow homeowners to access their home equity without incurring additional debt," says Michael Crute, a real estate agent and operations strategist with Keller Williams in Atlanta.
Equity agreements commonly contain the following components: Equity program. This section outlines the details of the investment plan, including its purpose, conditions, and objectives. It also serves as a statement of intention to create a legal relationship between both parties.
When you draft an employment contract that includes equity incentives, you need to ensure you do the following: Define the equity package. Outline the type of equity, and the number of the shares or options (if relevant). Set out the vesting conditions. Clarify rights, responsibilities, and buyout clauses.
Equity agreements allow entrepreneurs to secure funding for their start-up by giving up a portion of ownership of their company to investors. In short, these arrangements typically involve investors providing capital in exchange for shares of stock which they will hold and potentially sell in the future for a profit.