• US Legal Forms

Deceptive Practices In Research In Texas

State:
Multi-State
Control #:
US-000289
Format:
Word; 
Rich Text
Instant download

Description

The document outlines a legal complaint related to deceptive practices in research and sales of life insurance in Texas. The plaintiff accuses the defendants of fraudulently concealing key information and misrepresenting the policy's requirements and performance expectations. Specifically, it highlights the 'vanishing premium' concept, where the plaintiff was led to believe that no further premiums would be necessary after age sixty-five, based on misleading illustrations from the defendant. The complaint details instances of fraudulent concealment and misrepresentation by agents and the company, outlining the lack of training provided to sales staff regarding these practices. The form serves a significant purpose for attorneys, partners, owners, associates, paralegals, and legal assistants by providing a structured approach to articulate claims of fraud and deception in a clear and precise manner. Legal professionals can utilize this form to seek damages for emotional distress, breach of contract, and misrepresentation effectively. The comprehensive format also aids legal practitioners in documenting the evidence of deceptive practices and ensures all pertinent legal requirements are met.
Free preview
  • Preview Complaint For Negligence - Fraud and Deceptive Trade Practices in Sale of Insurance - Jury Trial Demand
  • Preview Complaint For Negligence - Fraud and Deceptive Trade Practices in Sale of Insurance - Jury Trial Demand
  • Preview Complaint For Negligence - Fraud and Deceptive Trade Practices in Sale of Insurance - Jury Trial Demand
  • Preview Complaint For Negligence - Fraud and Deceptive Trade Practices in Sale of Insurance - Jury Trial Demand

Form popularity

FAQ

Definition. Deception is the intentional misleading of subjects or the withholding of full information about the nature of the experiment. Investigators may mislead or omit information about the purpose of the research, the role of the researcher, or what procedures in the study are actually experimental.

Some forms of deception include: Lies: making up information or giving information that is the opposite or very different from the truth. Equivocations: making an indirect, ambiguous, or contradictory statement.

Definition. Deception is the intentional misleading of subjects or the withholding of full information about the nature of the experiment. Investigators may mislead or omit information about the purpose of the research, the role of the researcher, or what procedures in the study are actually experimental.

A few ways deception might be used is by misrepresenting the purpose of the research, using participants, and observing participants without their knowledge.

The two forms of deception are passive deception, also known as indirect deception, and active deception, also called direct deception. Passive/indirect deception occurs when certain information about a study is not given to participants until the debriefing and is quite common in research.

The IRB discourages the use of deception when: Alternative methods can be used that will yield valid study results. The deception deprives participants of the opportunity to protect their own interests. The missing information affects the participants' ability to assess the risks of participation.

Deception studies provide participants with an alternative explanation for the purpose of the study or provide them with misleading information about the study. Some studies may not directly deceive the participant but will withhold some information, such as the reason why a participant was selected for the study.

Example: A friend invited you to their dinner party and asks how you liked their casserole dish. You thought it was disgusting but your respond with a dodge, saying, “Wow! I've never tasted anything like that before,” deceptively implying you enjoyed your meal without actually saying anything untrue.

Deception or incomplete disclosure should only be used when no reasonably effective, alternative methods are available to achieve the goals of the research. Only study procedures that involve minimal risks (as determined by the IRB) can include deception or incomplete disclosure.

Trusted and secure by over 3 million people of the world’s leading companies

Deceptive Practices In Research In Texas