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Deceptive Practices In Advertising In Miami-Dade

State:
Multi-State
County:
Miami-Dade
Control #:
US-000289
Format:
Word; 
Rich Text
Instant download

Description

The document is a legal complaint filed in the United States District Court concerning allegations of deceptive practices in advertising, particularly related to life insurance policies being sold in Miami-Dade. The complaint indicates that the plaintiff was misled by defendants about the nature of the 'vanishing premium' concept, whereby the premiums were supposedly to disappear after a certain age, which turned out to be false. Key features of the complaint include the identification of parties, details of the alleged fraud, and specific misrepresentations made by the defendants. The form instructs users to fill in names, dates, and specific financial details, making it straightforward for individuals without extensive legal experience. Attorneys, partners, owners, associates, paralegals, and legal assistants can utilize this form to formally lodge complaints against entities engaged in deceptive advertising practices. The document provides a structured approach to presenting claims, which aids legal professionals in drafting effective litigation strategies. This form can be particularly useful for those in the legal field working on cases related to insurance fraud and consumer protection, emphasizing the need for transparency and truthfulness in advertising practices.
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  • Preview Complaint For Negligence - Fraud and Deceptive Trade Practices in Sale of Insurance - Jury Trial Demand
  • Preview Complaint For Negligence - Fraud and Deceptive Trade Practices in Sale of Insurance - Jury Trial Demand
  • Preview Complaint For Negligence - Fraud and Deceptive Trade Practices in Sale of Insurance - Jury Trial Demand
  • Preview Complaint For Negligence - Fraud and Deceptive Trade Practices in Sale of Insurance - Jury Trial Demand

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FAQ

For example, in California, the state attorney general can bring a lawsuit to recover civil penalties up to $2,500 for each false advertisement sent to a consumer. The Federal Trade Commission (FTC), a federal agency charged with protecting consumers, can collect civil penalties up to $40,000.

The FTC enforces these truth-in-advertising laws, and it applies the same standards no matter where an ad appears – in newspapers and magazines, online, in the mail, or on billboards or buses.

Code § 17535. In addition, the Attorney General “or any district attorney, county counsel, city attorney, or city prosecutor in California” may bring a claim under the False Advertising Law for not only restitution and an injunction but civil penalties of up to $2,500.00 per violation.

Example: A broker lists a property in Asheville as having “spectacular mountain views,” even though nearby buildings partially obstruct the view. This misrepresentation may disappoint buyers and damage the agent's credibility if they feel the description was misleading.

False advertising is when a company says something about its products or services, either in an advertisement or a label, that is outright false. On the other hand, deceptive advertising is when a manufacturer makes statements that may be technically true in some sense, but are likely to deceive a reasonable consumer.

FDUTPA defines unfair trade practices as those that “cause substantial injury to consumers or other businesses and cannot be reasonably avoided by the consumer or the other business.” FDUTPA is also a “gap filler” to questions of federal law because it provides consumers with a private right of action to sue for unfair ...

634.336 Unfair methods of competition and unfair or deceptive acts or practices defined. —The following methods, acts, or practices are defined as unfair methods of competition and unfair or deceptive acts or practices: (1) MISREPRESENTATION AND FALSE ADVERTISING.

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Deceptive Practices In Advertising In Miami-Dade