This form for use in litigation against an insurance company for bad faith breach of contract. Adapt this model form to fit your needs and specific law. Not recommended for use by non-attorney.
Motorist Uninsured Accident For Property Damage In Phoenix
Category:
State:
Multi-State
City:
Phoenix
Control #:
US-000279
Format:
Word;
Rich Text
Instant download
Description
Free preview
Form popularity
FAQ
The amount of your UMPD deductible will vary based on your state. It usually falls in between $100-$1,000. Note that some states may have a separate deductible for hit-and-run claims.
If a driver hits your vehicle and flees, you can file a claim against your policy's uninsured motorist coverage. However, in some states, uninsured motorist coverage for property damage (UMPD) will not cover hit-and-run incidents.
Statute of Limitations for Uninsured Motorist Claims If you are filing a UM/UIM claim in Arizona, you must follow the state's three-year statute of limitations to recover compensation from your insurer, as per A.R.S. § 12-555.
In Arizona, you can file a UIM claim if: You are involved in an accident caused by another driver. The at-fault driver's insurance covers less than the total amount of your damages. You have UIM coverage as part of your own insurance policy.
Arizona does NOT offer uninsured and underinsured property damage. Your property damage (collision/comprehensive insurance) will take over if the person who hits you, does not have enough property coverage. This explains the need to make sure that your coverage is higher than the minimum.
Missing this deadline could have harsh consequences, barring you from seeking any compensation whatsoever. In Arizona, the general statute of limitations for most personal injury claims is two years from the date the injury occurred (A.R.S. § 12-542).
Without uninsured motorist coverage, if you're injured or your vehicle is damaged in an accident with an uninsured or underinsured driver, you could end up paying for medical bills or vehicle repairs out of your own pocket.
Liability is required by your state to legally drive on the road. Uninsured motorist coverage covers you and your passengers' medical bills if you are hit by another driver that does not have insurance. There is no such thing as "full coverage" but people normally use that term to describe comprehensive and collision.
It may be better to file a claim with your own insurance company if you have uninsured motorist coverage. Unless the at-fault driver is stable financially or has well-off parents or guardians and can afford to cover your damages in full, you may want to avoid the unnecessary trouble of suing.