This form for use in litigation against an insurance company for bad faith breach of contract. Adapt this model form to fit your needs and specific law. Not recommended for use by non-attorney.
Motorist Uninsured Accident Form California In Montgomery
Category:
State:
Multi-State
County:
Montgomery
Control #:
US-000279
Format:
Word;
Rich Text
Instant download
Description
Free preview
Form popularity
FAQ
I always recommend buying Uninsured Motorist coverage up to an equal amount with your third-party liability coverage, if you can afford it. This means, if you have $100,000 in liability coverage, you should buy $100,000 in Uninsured Motorist coverage.
You may obtain a copy of your accident report from a California Highway Patrol office or the Department of Motor Vehicles.
However, under California's proposition 103, insurance companies are not allowed to raise rates or drop a person because they made an uninsured motorist claim.
The standard uninsured/underinsured motorist coverage in California is: $30,000 for bodily injury or death per person.
It may be better to file a claim with your own insurance company if you have uninsured motorist coverage. Unless the at-fault driver is stable financially or has well-off parents or guardians and can afford to cover your damages in full, you may want to avoid the unnecessary trouble of suing.
State Laws. In some states, there are conditions to get uninsured motorist coverage. California, for example, has a strict maximum of $3500 for uninsured motorist property damage coverage.
The driver must sign and date the completed form, and file it with the Department of Motor Vehicle in California. You can file the DMV SR 1 form online at the DMV official website.
California law requires that insurance companies offer uninsured motorist coverage. If you are in an accident with an uninsured driver, you can file a claim under your own policy's uninsured motorist coverage if you have it. You can also sue the uninsured driver for your damages.
In California, the statute of limitations for filing a UM / UIM claim is generally two years from the date of the accident.