Complaint Repossession Document With Lien In Suffolk
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FAQ
This is a civil matter. There is no debtor's prison in the US. Any sale of the car remains subject to the liens and the remedy for the buyer is to sue you. You will not be arrested for a civil claim.
Lien enforcement refers to an action by the creditor to exercise a legal right on collateral. The action taken by the creditor might involve taking possession or selling the collateral. Such a process is known as a foreclosure proceeding.
The lien can limit your ability to make decisions about your property freely. Selling or refinancing your property becomes much more difficult with a lien. In California, you cannot sell your property without clearing the lien first.
In Minnesota, an action to enforce a mechanics lien must be initiated within 1 year from the date of the lien claimant's last furnishing of labor or materials to the project. If a claimant records their lien close to Minnesota's 120-day filing deadline, they will have about 8 months to enforce the claim.
Lien enforcement refers to an action by the creditor to exercise a legal right on collateral. The action taken by the creditor might involve taking possession or selling the collateral. Such a process is known as a foreclosure proceeding.
In the easiest cases, the defaulted-on car will be parked in plain sight in the debtor's driveway. If such is the case, you can simply tow away the vehicle right then and there and return it to the lender. Alternately, you could enter the vehicle with a secondary key and drive it to the impound lot.
For assistance you may call (631) 853-4600 Monday through Friday, from 9am to 4 pm. Note: To initiate a complaint, you must complete and sign the complaint form and then send it back to us with the required documentation.
