Verified Complaint New Jersey Foreclosure In North Carolina
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FAQ
In the complaint, the plaintiff asks the court for a judgment and for permission to sell the home at a foreclosure sale.
It will take at least 75-95 days, and usually longer, before your home is sold at a foreclosure sale.
A power of sale foreclosure is a contractual right under the terms of a deed of trust which gives the trustee the power to sell the real property on behalf of the lender if the borrower defaults. The procedure for power of sale foreclosure is contained in Article 2A in Chapter 45 of the North Carolina General Statutes.
Many courts will accept an answer in general letter form of a reply to the foreclosure complaint. Although there are formalities in answering which lawyers know, most courts will accept an answer in letter form. It should simply admit or deny the allegations of each paragraph of the complaint.
New Jersey is a judicial foreclosure state. This means foreclosure actions must go through the court. The Office of Foreclosure and the Superior Court General Equity judges handle the process. This page provides foreclosure resources for both lenders and debtors.
Definition. A verified complaint is a sworn document in which the plaintiff tells the court the facts of the case and states what relief is sought.
Most foreclosures in N.C. are "non-judicial" foreclosures, which means that they are heard in front of the county clerk, not a judge.
New Jersey is a judicial foreclosure state. This means foreclosure actions must go through the court. The Office of Foreclosure and the Superior Court General Equity judges handle the process. This page provides foreclosure resources for both lenders and debtors.
A complaint where the plaintiff (or, in limited cases, the plaintiff's counsel) swears to the allegations, demonstrating to a court that the plaintiff has investigated the charges against the defendant and found them to be of substance.
