The short answer is yes, you can rent an apartment with bad credit.
It depends on where your credit score falls. If a property management company or landlord wants a FICO score of 650 or higher (as is the case with most landlords in major markets like California and New York), then you probably will be denied, because with a repossession, your score is likely to fall below 650.
You can also use websites like Carfax, Auto Trader, Buy It Now, eBay and CarsDirect. All these websites provide information about repossessed cars.
A car repossession can certainly affect your credit. It can affect your ability to both get an apartment and another car.
Repossession can show up on credit reports and impact credit, but it won't stick around forever. A repossession can result in a derogatory mark on credit reports, which can stay on the reports for up to seven years.
You can file a complaint with LAPD if your landlord locks you out or cuts off your utilities. You can sue your landlord for lockout damages in small claims court and file a harassment complaint against your landlord with the L.A. City Housing Department online or by calling 866-557-7368.
The State of California Department of Consumer Affairs can help with questions or complaints regarding landlord/tenant relationships, including repair issues, safety violations, and Health and Safety Code violations. For further information, call (800) 952-5210, or visit the website at .dca.ca.
HUD handles complaints in several categories: Housing discrimination: Federal law prohibits housing discrimination based on your race, color, national origin, religion, sex (including gender identity and sexual orientation), family status, or disability.
As part of the investigation, HUD will interview the complainant, the respondent, and pertinent witnesses. The investigator will collect relevant documents or conduct onsite visits, as appropriate. 2. HUD has the authority to take depositions, issue subpoenas and interrogatories, and compel testimony or documents.
Your letter should: detail the issue that you're experiencing in your rental (include pictures if helpful) propose a reasonable solution. mention possible consequences, such as health problems, a fire, or a burglary or assault, of not dealing with the issue promptly, and.