The document is a Complaint for Declaratory Judgment filed in a U.S. District Court. It pertains to a legal dispute between a plaintiff and defendant related to claims made under life insurance policies. The case addresses whether the defendant is entitled to waiver of premium benefits due to alleged total disability. Key features include jurisdiction based on diversity of citizenship, the definition of total disability, and the obligation of the plaintiff to waive premiums. Filling out this form requires accurate identification of involved parties and clear presentation of facts leading to the dispute. The form is suitable for use by attorneys, partners, owners, associates, paralegals, and legal assistants, providing them with a structured means to seek legal clarification on differing interpretations of insurance policies regarding disability claims. This document serves significant use cases such as establishing jurisdiction, outlining facts leading to the dispute, and seeking declaratory relief from the court for any obligation related to the waiver of premiums.