There are numerous specific torts including trespass, assault, battery, negligence, products liability, and intentional infliction of emotional distress. There are also separate areas of tort law including nuisance, defamation, invasion of privacy, and a category of economic torts.
Four of them are personal: assault, battery, intentional infliction of emotional distress, and false imprisonment. The other three are trespass to chattels, trespass to property, and conversion.
Torts fall into three general categories: Intentional torts (e.g., intentionally hitting a person); Negligent torts (e.g., causing an accident by failing to obey traffic rules); and. Strict liability torts (e.g., liability for making and selling defective products - see Products Liability).
In Pennsylvania, tort cases are civil lawsuits, also known as personal injuries or damages. This law gives grounds for an individual to file a lawsuit against another individual or company due to harm or injury incurred by the plaintiff.
Simply put, Pennsylvania's tort insurance allows the injury victim to be compensated following a car accident in Pennsylvania. Pennsylvania is a “choice no-fault” insurance state. This means the driver is given the choice of either a no-fault insurance policy or an at-fault insurance policy.
In Pennsylvania, insurance companies offer full tort coverage, which gives covered individuals the right to sue in court for full damages, and limited tort coverage which restricts the ability to sue for pain and suffering.
Tort lawsuits are the biggest category of civil litigation and can encompass a wide range of personal injury cases. However, there are 3 main types: intentional torts, negligence, and strict liability.
Many Pennsylvanians are led to believe that limited tort mean they cannot sue for “non-economic damages” (bodily injury causing pain and suffering, loss of life's pleasures and embarrassment and humiliation. Fortunately, that is simply not true. Limited tort does NOT take away your right to sue.
Pennsylvania offers you a choice when you're preparing your car insurance policy. You're able to choose Full Tort – which allows you to sue for pain and suffering – or you can choose Limited Tort and forfeit the right to compensation for pain and suffering.
Limited tort does NOT take away your right to sue. However, it does make it more difficult to win your case.