Whether you're borrowing money or providing a loan to someone else, a Promissory Note is usually the best way to establish a record of the transaction and make sure that repayment terms, for example, are clear and fair.
However, an “IOU†is generally regarded as only an acknowledgment of a debt, not a promise to pay the debt. However, this form is a written promise to pay a debt.
The Keystone State is tax-friendly for retirees, with no state tax on Social Security, pensions or income from retirement plans, and relatively low income and sales tax rates. But it's one of just six states that tax inheritances, and the average property tax rate is high compared with other states.
Yes. State law requires Pennsylvania residents with earned income, wages and/or net profits, to file an annual local earned income tax return and supply income and withholding documentation, such as a W-2. Even if you have employer withholding or are not expecting a refund, you must file an annual tax return.
Every resident, part-year resident or nonresident individual must file a Pennsylvania Income Tax Return (PA-40) when he or she realizes income generating $1 or more in tax, even if no tax is due (e.g., when an employee receives compensation where tax is withheld).
You should file a city income tax return if you owe tax, are due a refund, or your AGI (resident return) or wages (part-year or nonresident return) exceeds your exemption allowance.
Political subdivisions must exempt from the LST: (1) members of a reserve component of the armed forces called to duty and (2) honorably discharged veterans who served in any war or armed conflict who are blind, paraplegic, or a double or quadruple amputee as a result of military service or who are 100% disabled from a ...
For learning to PLAY a specific sequence of chords, the fastest way is to start with a metronome set to a speed at which you can play them all cleanly, work until the transitions are smooth and the notes sound good, then increase the tempo. Lather, rinse, and repeat.
Finding chords for your melody, steps to follow: Try to transpose the melody to a scale you know well. Try to find your bass notes first. Start with the root note (of the scale). Many progressions start or end with the root note (tonic). After finding a fitting bass progression, build chords on it.
How NOT to Forget Chords Break larger amounts of information into small manageable units. If you're working on a 4-measure riff, just focus on 1 measure. Take similar ideas and try to learn them together. When learning chords, you'll find that they have things in common. Stop if you're overwhelmed or aren't learning.
What is the 1 3 5 rule for chords? The '135 rule' is that basic minor, major, diminished, and augmented chords must be created using a root, 3rd, and 5th. These intervals refer to notes picked from the major scale and are used to create each chord.
1. Start with Basic Chords Begin with the most common open chords: C, G, D, A, E, Em, Am. Practice switching between these chords smoothly. 2. Use a Chord Chart Keep a chord chart handy that shows finger placements for different chords. 3. Practice Regularly Dedicate time each day to practice.
