I Debt With You In Massachusetts
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Lenders apply debt forgiveness in several ways, including through directly negotiated settlements or government programs. You can also approach industry professionals such as debt counselors to assist with repayment plans. However, it's important to keep in mind that debt forgiveness is relatively rare.
Massachusetts laws The statute of limitations for consumer-related debt is six years. This period applies to credit card debt and oral and written contracts.
When it comes to credit card debt relief, it's important to dispel a common misconception: There are no government-sponsored programs specifically designed to eliminate credit card debt. So, you should be wary of any offers claiming to represent such government initiatives, as they may be misleading or fraudulent.
No, debt relief and credit repair services are not inherent scams. They are legitimate resources to help consumers manage debt and increase credit scores. However, scammers can prey on those needing help managing debt and credit, so it's important to be cautious when choosing a debt relief or credit repair company.
In Massachusetts, the judge has discretion to assign marital debt to either or both parties in proportions that the judge believes are fair and equitable. That means that you could be responsible for paying debt that was acquired by your spouse.
Massachusetts does not have a state-sponsored debt relief program. However, there are accredited organizations and programs available to help residents tackle their debt.
Massachusetts does not have a state-sponsored debt relief program. However, there are accredited organizations and programs available to help residents tackle their debt.
Specifically, the rule states that a debt collector cannot: Make more than seven calls within a seven-day period to a consumer regarding a specific debt. Call a consumer within seven days after having a telephone conversation about that debt.
If a debt collector is having trouble finding you, they may contact your family members to obtain your address, phone number, or place of employment. However, they're only allowed to do this once per family member, and they can't disclose that you owe a debt.
