Spouse Applying For Social Security In Virginia
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Randall, in order for your wife to be eligible for spousal benefits, you need to have already filed for your own benefits. If that's the case and your wife is at least 62 years old, she can apply for her spousal benefit.
You may qualify for benefits on your spouse's Social Security earnings record if: You are 62 or older. Or, you are younger but caring for a child under 16 or a child with disabilities who is under 19. Your spouse is elgible for retirement benefits (62 or older)
Trending Tickers Type of beneficiaryAverage monthly benefit Survivor benefits $1,509.36 Nondisabled widow(er)s $1,784.56 Disability insurance $1,402.69 Disabled workers $1,539.923 more rows •
Last Updated: April 18, 2025 If you don't have enough Social Security credits to get benefits on your own work record or your own benefit is small, you may be able to receive benefits as a spouse. Your spouse must be receiving benefits for you to get benefits on their work record.
The spousal benefit can be as much as half of the worker's "primary insurance amount," depending on the spouse's age at retirement. If the spouse begins receiving benefits before "normal (or full) retirement age," the spouse will receive a reduced benefit.
The first exception, which can be deemed as the Social Security spousal benefits loophole, works where an individual who remarries at 60 or later may still be entitled to Social Security survivors' benefits if the second marriage ends before the death of the first spouse.
How much can I get from Social Security spousal benefits? The maximum Social Security spousal benefit is 50% of your spouse's or ex-spouse's benefit at full retirement age (FRA). There is no increase to spousal benefits beyond FRA.
In addition, to be eligible for spouse's benefits, you must be one of the following: 62 years of age or older. Any age if you have a child who is younger than 16 in your care or has a disability and is entitled to benefits on your spouse's record.
Documents you may need to provide Proof of the worker's death; Birth certificate or other proof of birth; Proof of U.S. citizenship or lawful alien status if you were not born in the United States More Info; U.S. military discharge paper(s) if you had military service before 1968;
Proof of death — either from a funeral home or a death certificate. Your SSN, and the deceased worker's SSN. Your birth certificate. Your marriage certificate if you're a surviving spouse.
