Mortgage Form Legal Without Ews1
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FAQ
Former housing secretary Robert Jenrick announced in 2021 that buildings smaller than 18 metres would no longer require EWS1 forms after the government's expert panel analysed the number of fires in such buildings and found no systemic risk.
An EWS1 certificate is an External Wall System Fire Review certificate. They come into play when a leaseholder is buying or selling or re-mortgaging an apartment in a multi-storey multi-occupied residential building. It is not a building safety certificate or a legal requirement. It is a mortgage valuation tool.
Aluminium composite material (ACM) metal composite material (MCM)* Brick slips. High pressure laminate (HPL) Metal sheet panels.
The form was developed by the Royal Institution for Chartered Surveyors (RICS) and UK Finance to help lenders fairly assess how much a property is worth. The EWS1 form isn't a legal requirement or a safety record and the requirements for getting one are constantly changing.
An EWS1 certificate is an External Wall System Fire Review certificate. They come into play when a leaseholder is buying or selling or re-mortgaging an apartment in a multi-storey multi-occupied residential building. It is not a building safety certificate or a legal requirement.