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A debt collection form is used by employers to get the contact information from debtors (people who owe you money).
If you ask a debt collector to stop all contact ? regardless of the communications channel ? the collector must stop. Keep in mind, though, that you may still owe the debt. If you don't want a debt collector to contact you again, write a letter to the debt collector saying so.
A debt collection letter reminds a debtor that they owe you money. You can use a debt collection letter to set up a repayment plan or warn of impending legal proceedings. A debt collection letter should include the total debt owed, the initial due date, and any necessary warnings of impending legal action.
You may stop a collector from contacting you by writing a letter to the agency telling them to stop. Once the agency receives your letter, they may not contact you again except to say there will be no further contact, or to notify you if the debt collector or the creditor intends to take some specific action.
Collecting a past-due debt is a legal way for creditors and debt collection agencies to get money that's owed to them. If you're late on payments ? or haven't made them at all ? you owe it to companies to pay that money back.
If you receive a notice from a debt collector, it's important to respond as soon as possible?even if you do not owe the debt?because otherwise the collector may continue trying to collect the debt, report negative information to credit reporting companies, and even sue you.
If you are struggling with debt and debt collectors, Farmer & Morris Law, PLLC can help. As soon as you use the 11-word phrase ?please cease and desist all calls and contact with me immediately? to stop the harassment, call us for a free consultation about what you can do to resolve your debt problems for good.
If you have a bill that goes unpaid, the company that you owe can send your debt to collections. They may hire a debt collection agency to collect the outstanding balance, and in some cases, they can sell your debt to a debt collection company.