A Deed of Re conveyance in Oregon without a Notary is a legal document used in real estate transactions to confirm the release of a mortgage lien once the loan has been fully paid off by the borrower. In Oregon, unlike some other states, it is possible to have a Deed of Re conveyance executed without notarization, although it is generally recommended having it notarized for added legal security. A Deed of Re conveyance serves as proof that the borrower has fulfilled their financial obligation and that the property is no longer encumbered by the mortgage. This document is typically prepared by the lender or their appointed agent, often a trustee, and is recorded in the county where the property is located. While notarization is not mandatory for a Deed of Re conveyance in Oregon, it is highly advised to have the document notarized as it adds an extra layer of authenticity and credibility. Notarization ensures that the signatories are who they claim to be, prevent fraud, and make the document legally binding. The different types of Deed of Re conveyance in Oregon without notary may include: 1. Voluntary Deed of Re conveyance: This type of reconveyance occurs when the borrower proactively repays their mortgage loan in full, and the lender willingly releases the lien on the property. 2. Involuntary Deed of Re conveyance: In some situations, a debtor may fail to fulfill their loan obligation, resulting in a foreclosure or legal action. In such cases, the lender may execute an involuntary Deed of Re conveyance to remove the mortgage lien from the property title. 3. Partial Re conveyance: A partial reconveyance is issued when a portion of the mortgage loan is paid off, and the lender releases their lien on that specific portion while retaining a lien on the remaining part. It is important to note that while a Deed of Re conveyance without notary may be accepted in Oregon, some parties, such as potential buyers or title insurance companies, may require the document to be notarized for added security and peace of mind. In conclusion, a Deed of Re conveyance in Oregon without notary is a vital legal document used to release a mortgage lien from a property once the loan has been repaid. While notarization is not mandatory, it is recommended to ensure the document's authenticity and to avoid potential complications in future property transactions. Various types of deeds of reconveyance exist, including voluntary, involuntary, and partial reconveyances.