The chapter 13 plan lists in detail the payments to be made by the debtor to
Chapter 13 Bankruptcy Oregon Foreclosure Process
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How to fill out Oregon Chapter 13 Plan?
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FAQ
Getting a Refund After Dismissal As you make payments under your repayment plan, the money goes to your bankruptcy trustee, who then distributes it to your creditors. If your case is dismissed, you are entitled to a refund of any money that is still in the trustee's possession.
Chapter 13 is a special part of the bankruptcy law. It lets you file a payment plan and gives you a way to repay all or part of your debts while protecting you or your co-signer from claims by creditors. The plan essentially sets out your debts and says how you intend to pay them.
Chapter 13 bankruptcy is generally used by debtors who want to keep secured assets, such as a home or car, when they have more equity in the secured assets than they can protect with their Oregon bankruptcy exemptions. Chapter 13 bankruptcy is a reorganization whereas Chapter 7 bankruptcy is a liquidation.
You'll need to wait 2 ? 4 years depending on your loan type. For a Chapter 13 bankruptcy, you may be able to apply immediately or you may need to wait up to 4 years. FHA loans are a great option after bankruptcy because they allow you to buy a home with a lower credit score.
This chapter of the Bankruptcy Code provides for adjustment of debts of an individual with regular income. Chapter 13 allows a debtor to keep property and pay debts over time, usually three to five years.