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They can take your car from the parking lot at church or work, but they can't force you out of the car to do so. Mississippi law says a creditor must to notify you in writing that the property will be sold and they must give you ten days to get it back before it is sold.
Repossession can be accomplished by court order, replevion or self-help. Unless your contract provides otherwise, you are not entitled to notice before your property is repossessed. Household and personal property is more difficult to repossess through self help means than vehicles.
Mississippi law allows the borrower to redeem the vehicle prior to any sale. The redemption of a vehicle is possible once you've repaid your balance in full, which includes late payment charges, court costs, collection costs, and other repossession charges like repair fees, storage costs, and tow charges.
How can they repossess? Repossession can be accomplished by court order, replevion or self-help. Unless your contract provides otherwise, you are not entitled to notice before your property is repossessed.
Mississippi allows a lender to repossess a car without a court order. This is referred to as a self-help repossession. A repo agent can tow your car from your driveway, a public street, a public parking lot, and a public garage.