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The state of Massachusetts is not a 50/50 state or a community property state. This means that, if the court must decide, all the property, assets, and liabilities are not necessarily divided equally between the two parties, as is the case in some states.
The concern for both spouses in a gray divorce is the time it may take to recover from the financial effects of the divorce. From an economic standpoint, there's less time to recoup the losses in earnings, savings, retirement, and other property acquired during the marriage.
The phrase "Gray Divorce" refers to divorces involving spouses over the age of 50, and who are typically members of the Baby Boomer generation.
The first person to file will choose the grounds for divorce or whether to file a no fault divorce. One major advantage of filing first is the ability to stop your spouse from moving any financial assets or changing beneficiaries on life insurance policies or retirement accounts.
Separation agreement (you already have this prepared). Joint Petition for Divorce form (CJD-101A) signed by both spouses or their lawyers. Affidavit of irretrievable breakdown signed by the spouses. Record of Absolute Divorce (R-408) from the Registry of Vital Records.