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Getting into an accident without insurance in Kentucky Additionally, since Kentucky is a no-fault state, each driver must process their claims through their insurance. Therefore, even if you were not at fault for the accident, you would still have to pay for your vehicle damage and medical bills out of your pocket.
Kentucky requires drivers to have minimum liability car insurance. Owning a car and not having insurance is a misdemeanor, with penalties ranging from a $500 to $2,500 fine, imprisonment from 90 to 180 days, or both. Your registration will also be suspended for a year, and your license may be automatically revoked.
In Kentucky, it's illegal to drive a car without insurance. Kentucky has penalties for those who drive without insurance. First, the vehicle's registration is revoked. The owner can be fined between $500 and $1,000, or serve up to 90 days in jail.
Drivers who are caught driving without insurance in Kentucky can face up to 3 months in jail after the first offense and up to 6 months for subsequent offenses, in addition to consequences such as Jail time is in addition to consequences such as suspension of registration and fines of up to $2,500.
Ing to the statute, an owner who fails to maintain insurance on his vehicle shall have his vehicle registration revoked. In addition, the vehicle owner and driver are subject to a fine of $500.00 to $1,000.00, up to 90 days in jail, or both.