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Look at the check number, amount, and date Use extra caution if the check has a check number lower than 125. Never accept checks with no check number or a handwritten number. The numeric amount should match the written amount, and the date should reflect the date the check was submitted for payment.
Issuing a bad check in Utah can be charged as either a misdemeanor or a felony. The level of the offense is determined by the amount of the check (or series of checks) issued. If the total value is less than $500, the offense is a class B misdemeanor.
Criminal charges for issuing a bad check can be found under Utah Code § 76-5-505. Under the law, anyone who issues a check knowing that there is no money to back it up and the person drawing on the check will not be paid may be criminally charged.
A bad check is one that can't be negotiated because it's drawn on a nonexistent account or on an account that holds insufficient funds to cover its amount. A bad check is also known as a hot check and writing one is illegal.
Negative Account Balance If a deposited check bounces, the account owner is responsible for paying that spent money back to a bank. Financial institutions urge customers to be wary of cashing a check if they do not personally know the check writer.