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If you then fail to provide proof of insurance, your driver license and license plate(s) will be suspended for up to three years. You must maintain insurance coverage throughout the vehicle registration period.
In general, the answer is no, they do not have to notify DHSMV. This is because all licensed insurance companies report electronically to DHSMV if a driver cancels his or her PIP coverage or takes out a new policy.
Form HSMV 83330, Florida Insurance Affidavit, is a document that can be used when individuals want to confirm the fact that they have insurance that covers their motor vehicle. The purpose of the document is to verify that the individual has certain types of insurance policies that are current and valid.
If your car is registered you will need to have insurance on it, even if you are not driving it. If you do not have insurance, the state of Florida can suspend your license. Another option would be to turn your plates into the department of motor vehicles.
Moving Out of State Do not cancel your Florida insurance until you have registered your vehicle(s) in the other state or have surrendered all valid plates/registrations to a Florida driver license office and motor vehicle service center or Tax Collector's office.