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Florida drivers are required to have Personal Injury Protection, also called PIP or no-fault car insurance. Your car insurance policy's PIP coverage pays for up to 80% of your medical bills and lost income after a car accident, regardless of who caused the crash.
Bodily injury comes into play if you're at fault in an accident and pays the bills for others involved in the accident. Personal injury protection is available in no-fault insurance states and covers your expenses no matter who is at fault in the accident.
A personal injury lawsuit is a court case to hold someone accountable for causing someone else's personal injuries. Florida law allows the injured person to demand that the responsible party pay for their losses. A successful personal injury lawsuit results in a payment to the victim for their injuries and damages.
Following is a rundown of the process. Step 1: Gather Evidence at the Scene of the Accident. ... Step 2: Seek Immediate Medical Care. ... Step 3: Schedule an Initial Consultation With a Personal Injury Lawyer. ... Step 4: Gather Evidence To Support Your Claim. ... Step 5: Send a Demand Letter to the Responsible Party.
Personal injury protection (PIP) insurance is required under Florida state law, and benefits are paid through your insurance company.