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Get the tenant's written permission to run a credit check. Choose a credit reporting agency to work with. Confirm you're the landlord of the rental property. Pay any associated fees.
In addition to checking credit scores, landlords and property managers also might look at a potential tenant's credit reports. That's because credit reports can provide a more complete picture of the applicant's financial history.
The landlord just needs your email, then the credit bureau verifies your identity directly and sends your landlord a verified report that does not include your personally identifying information.
Anecdotally, many renters report that a score of 650 or above is often requested for approval of a rental application. In general, landlords are unlikely to approve you with poor credit history, but might consider you if you can demonstrate current financial stability.
If you decided to conduct a credit check as part of the hiring process, be sure to follow these steps and requirements: Understand the law. ... Always follow FCRA rules. ... Give notice to the applicant. ... Obtain permission from the applicant. ... Certify your compliance to the reporting agency.