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Under California's community property laws, the surviving spouse is usually liable for ?community debts? taken out in the deceased spouse's name. These are debts incurred during the marriage to benefit the marital ?community.?
Until you have a court order, any property or debt from your marriage still belongs to both of you. This is true no matter who is using it or who has it with them. The same is true of debts.
Most of the time, you are not responsible for paying your spouse's credit card debt. This is true even if you are an authorized user on a credit card. The only instances where you may be obligated to pay is if you are a joint account holder or if you live in a community property state.
Yes, a lien can be placed on your house for a spouse's debt. Therefore both partners holds responsibility for the debt, even if only one is named as the debtor in the court filing.