Promissory Note Template Arizona With Co-maker

State:
Arizona
Control #:
AZ-NOTESEC
Format:
Word; 
Rich Text
Instant download

Description

This is a form of Promissory Note for use where residential property is security for the loan. A promissory note is a written promise to pay a debt. An unconditional promise to pay on demand or at a fixed or determined future time a particular sum of money to or to the order of a specified person or to the bearer. A separate deed of trust or mortgage is also required.

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  • Preview Arizona Installments Fixed Rate Promissory Note Secured by Residential Real Estate
  • Preview Arizona Installments Fixed Rate Promissory Note Secured by Residential Real Estate
  • Preview Arizona Installments Fixed Rate Promissory Note Secured by Residential Real Estate

How to fill out Arizona Installments Fixed Rate Promissory Note Secured By Residential Real Estate?

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FAQ

A promissory note is a financial instrument that contains a written promise by one party (the note's issuer or maker) to pay another party (the note's payee) a definite sum of money, either on demand or at a specified future date.

You can use a template or create a promissory note online. But before you begin, you'll need to gather some information and make decisions about the way the loan will be structured. First, you'll need the names and addresses of both the lender (or "payee") and the borrower.

The promissory note is commonly only signed by the maker since the holder is not making any commitment under the note. Even in the case of a loan, the transfer of funds is separate from the note itself. It's important to note that a promissory note is not a substitute for a formal contract.

At its most basic, a promissory note should include the following things:Date.Name of the lender and borrower.Loan amount.Whether the loan is secured or unsecured. If it's secured with collateral: What is the collateral?Payment amount and frequency.Payment due date.Whether the loan has a cosigner, and if so, who.

In order for the promissory note to be valid, the borrower needs to sign it. The lender may require the borrower to sign this document in front of a notary to guarantee the signature.

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Promissory Note Template Arizona With Co-maker