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Example Letter to Stop Wage Garnishment Dear Sir/Madam, I am writing to request that you stop the wage garnishment that is currently being imposed on me. I am unable to make the payments at this time due to [insert reason, such as financial hardship]. I have attached documentation that supports my claim.
By the time the collection process has reached the point of garnishment, most creditors are unwilling to work out any kind of payment plan. The only effective way to legally stop this collection process is by exercising your right under federal law to file either Chapter 7 or Chapter 13 bankruptcy.
At a minimum, your written objection to the garnishment should include the following information: the case number and case caption (ex: "XYZ Bank vs. John Doe") the date of your objection. your name and current contact information. the reasons (or "grounds") for your objection, and. your signature.
The defendant should file a copy of his answer (and any counterclaim) with the clerk of the court and serve copies of these documents upon the plaintiff. Even if the defendant files a written answer, the defendant still must appear at the hearing.
Use an Answer form to respond to your lawsuit in minutes. Arkansas courts do not charge an Answer filing fee. Your Answer document should focus on responding to the allegations listed in the Complaint and asserting your affirmative defenses.