Answer To Writ Of Garnishment Arkansas For Continuing Lien On Earnings
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How to fill out Arkansas Garnishee's Answer To Writ Of Garnishment?
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FAQ
For a writ of garnishment form, and instructions on how to proceed with a writ of garnishment, contact the district court clerk. At a minimum you will need the following information: The defendant's place of employment and the address and name of his or her bank if you are garnishing his or her bank account.
By the time the collection process has reached the point of garnishment, most creditors are unwilling to work out any kind of payment plan. The only effective way to legally stop this collection process is by exercising your right under federal law to file either Chapter 7 or Chapter 13 bankruptcy.
In Arkansas, state wage garnishment law is essentially the same as the federal law governing wage garnishment. A wage garnishment should not leave you unable to live, so there are limits to how much can be taken from your pay. In general, garnishments can't exceed 25 percent of your disposable (after deductions) wages.
Amounts. Under the Consumer Credit Protection Act, the maximum amount allowed to be garnished from disposable earning income may NOT exceed 25%. Therefore, in order for wages to be garnished, you must make 30% of minimum wage for a 40-hour week.
The Writ of Garnishment or Writ of Execution delivered to you with this Notice means that wages, money, or other property belonging to you has been garnished in order to pay a court judgment against you. HOWEVER, YOU MAY BE ABLE TO KEEP YOUR MONEY OR PROPERTY FROM BEING TAKEN, SO READ THIS NOTICE CAREFULLY.