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"Consummation" means the time a consumer becomes contractually obligated on a lease-purchase agreement. About this Form: This form is an Option to Purchase, also known as a Lease Purchase Option.The contract specifies the purchase price of the home, and in exchange for the purchase option, the renter pays an upfront deposit. A renttoown home or "lease option" is a contract that includes both a rental and a purchase agreement. The first step you need to do is give the agreement a title. Purchase Contract, also known as a Lease Purchase Agreement, is the heart of renttoown properties. If the buyer requires financing, include the type of financing and the total cost of the loan. 4. Set conditions on the sale. Required disclosures in connection with rental-purchase agreement.