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Para su conveniencia, debajo del texto en español le brindamos la versión completa de este formulario en inglés.
For your convenience, the complete English version of this form is attached below the Spanish version.
If you spot a mystery inquiry, it’s smart to check it out. It could be a mistake or even fraud. Contact the company listed to get to the bottom of it and protect your credit.
Hard inquiries typically hang around for about two years on your credit report, but they usually lose their impact on your score after a year.
Think of your credit score as a report card. A hard inquiry might ding your score a little, but it’s usually nothing to lose sleep over. Just remember, too many inquiries can raise a red flag.
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