Va Termite Inspection Requirements By State
Description
How to fill out Virginia Buyer's Home Inspection Checklist?
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FAQ
For the purposes of closing the loan, the VA considers the Wood Destroying Insect Inspection and the PC-9 Form to be valid for 90 days. This 90 validity period only applies to closing a loan for VA Lending Purposes; it does not extend the warranty that the property is free from wood destroying insects to 90 days.
VA loan rules require a termite inspection in more than 30 states, including California. A few states have a rule that pest inspections must be done only if the Veterans Affairs appraiser notices a problem. Typically, any infestation issues must be resolved before closing the home loan.
A termite report and clearance is required on Conventional, FHA, and USDA transactions if the Purchase Contract indicates in Section 4a, Item 1, that the buyer or seller shall pay for an inspection. VA requires a termite report and clearance on all transactions in the State of California with the except the IRRRL loan.
As of June 2022, the VA administration requires termite and other wood destroying insect inspections for homes that are in areas where termite infestation probability is moderate to heavy or very heavy.
The (National Pest Management Association) NPMA-33 Form or ?Wood Destroying Insect Inspection Report? is at times one of the requirements of VA, HUD, and FHA loans. In California, we have the standard report form that is issued by the Structural Pest Control Board, and at times both forms are requested by the lender.