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Who do I put for a credit reference? Anyone who has provided the applicant credit or had a financial relationship can serve as a credit reference. Applicant's credit card company, local bank, investment firm, past landlord, or a local business that offered a payment plan are examples.
Other types of credit references include bank statements or letters from reputable sources like previous landlords. A credit reference helps potential lenders, landlords and utility companies evaluate your creditworthiness, and it typically includes information such as: The borrower's credit history.
Quick Answer A credit reference gives a credit card issuer, lender, landlord, utility or employer a snapshot of your financial responsibility.
What's Included in a Credit Reference Letter The type of account you have with the reference issuer. ... The length or age of the relationship. The nature of your payment habits. ... Account numbers and other information required to identify your credit history. The average amount of credit you require from the issuer.