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On the other hand, it does not take a pattern of inappropriate calls to raise to the level of harassment ? one phone call alone may constitute telephone harassment, depending on the circumstances and particulars of the phone call.
Ing to the Federal Trade Commission, a debt collector may almost certainly call you more than once, but six calls per day is probably too many. Between these extremes, it depends on the facts of your particular case. Can a debt collector call me at work?
Don't Provide Any Personal or Financial Information Collectors will want to find out as much as they can about your finances, but you should not disclose anything until you receive validation of your debt. This will protect you from assuming responsibility before discovering whether it is legally yours or not.
However, the Federal Trade Commission recently clarified the rules regarding collections, now clarifying that collectors cannot call you more than seven times within a seven-day period or within seven days of speaking to you about a debt.
Ing to the CFPB's recently-established Debt Collection Rule, if a particular debt collector calls more than seven times in seven days to try and collect on a debt, they are deemed to be in violation of the law and are harassing you.