Late Payment Charges For Sbi Credit Card
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FAQ
W.e.f. , the Cardholder will be charged a revised interest rate of 3.65% per month (43.8% per annum) if the Minimum Amount Due is not paid by the due date twice in a 12-month period.
Access all the rules and regulations you need to follow to use your card. Grace Period - Grace period of 3 days is allowed from the payment due date on credit card accounts, where payments are not overdue from previous billing cycle(s).
If the cardholder does not make the payment of the Minimum Amount Due or more on or before 22nd Feb he would be charged a Late Payment Charge of Rs. 950 (Rs. 950 for greater than Rs.10,000 & up to Rs. 25,000).
What happens if I do not pay any amount due before the due date? Levy of additional late payment fees, interest and other charges. A possible suspension of your card. Negative effects on your future financial credentials and a negative score at CIBIL.
Here, the rate may be between 14% and 40%. So, when you fail to pay the credit card dues on time, the interest increases on the outstanding account balance. This interest is determined per your remaining balance, which you carry forward past the due date.
