Life Insurance Benefit Form With Spouse
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FAQ
While married people typically choose to name each other as their insurance beneficiaries, single people can choose to name anyone who is either related to them or who might depend on them financially. You may also be able to name a partner or good friend to whom you're not married.
Name only living persons as beneficiaries, unless you are naming a trust, your estate or an organization. Do not name the same person or organization as both a primary and secondary beneficiary. Do not use the word ?or? when designating multiple beneficiaries. Do not impose any conditions on payment.
Spouse, partner, children, parents, brothers and sisters, business partner, key employee, trust and charitable organization.
A primary beneficiary is the person (or persons) first in line to receive the death benefit from your life insurance policy ? typically your spouse, children or other family members.
Most life insurance policies will pay out the death benefit to the named beneficiaries after the policyholder dies. However, in community property states, the policyholder's spouse is automatically considered the beneficiary.