Beneficiaries Death Form With Two Points
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FAQ
Best example: If the beneficiary is one of your children and they are deceased, their share would then go to their grandchildren if they had any.
Most beneficiary designations will require you to provide a person's full legal name and their relationship to you (spouse, child, mother, etc.). Some beneficiary designations also include information like mailing address, email, phone number, date of birth and Social Security number.
To use a per stirpes distribution in your will, you should list each primary beneficiary's full legal name and the property you want them to inherit. Then, you'll include a line stating who you want to receive the assets if your beneficiary passes away before you.
If you decide to have more than one beneficiary, you will allocate a percentage of the death benefit for each, so that the total allocation equals 100%. A simple example of this would be allocating 50% to your partner, and 25% to each of your two children, for a total of 100%.
Name only living persons as beneficiaries, unless you are naming a trust, your estate or an organization. Do not name the same person or organization as both a primary and secondary beneficiary. Do not use the word ?or? when designating multiple beneficiaries. Do not impose any conditions on payment.