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Section 11 of the Limitation Act 1980 (LA 1980) states the limitation period for a personal injury claim, which include road traffic accident claims, is three years. The three-year time limit applies to either of the following. Three years from the date of the accident.
Limitation periods set out a time limit for filing legal proceedings relating to an accident claim. Under Ontario's Limitations Act, in most circumstances, you will need to initiate a claim within two years of the date the accident occurred. There are exceptions to the two-year rule, however.
In general, the legal limitation period for filing a motor vehicle accident claim is two years from the date of the accident in Nova Scotia, New Brunswick, Newfoundland & Labrador, Prince Edward Island, and Ontario, although there are exceptions.
Regardless of which Atlantic Province you live in, there are overarching rules that apply to your ability to file a car accident claim. As a general rule, when pursuing a personal injury claim in Atlantic Canada, you have two years from the day the accident occurred or was ?discovered,? to file your car accident claim.
Time limits for informing insurance company In the case of a motor vehicle accident, within seven days of the accident, you must inform your insurance company. You must then complete an accident benefits application and submit it within 30 days of the accident.