Supplemental Needs Trust Allowable Expenses For Medicaid Spend-down
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FAQ
Supplemental Needs Trust (SNT) The SNT is a Medicaid planning tool used to shelter a disabled person's assets for: Maintaining eligibility for governmental benefits like Medicaid. Enhancing the disabled person's quality of life by paying for needs Medicaid does not cover.
To get Medicaid benefits, you must submit current paid or unpaid medical bills equal to or greater than your monthly spend-down amount. Once your medical bills reach this amount, you will get Medicaid coverage for the rest of the calendar month.
Supplemental/Special Needs Trust The SNT pays for the unique, long-term needs of the beneficiary and is meant to give the disabled person the best quality of life possible, without giving the disabled person so much money that the disabled person becomes ineligible for government assistance.
Spenddown is like an insurance deductible and is used to determine a client's liability for the cost of medical care. Clients must incur medical expenses equal to their excess income (spenddown or liability) before medical benefits are covered.
2) Asset Spend Down ? Persons who have countable assets over OH Medicaid's asset limit can ?spend down? assets and become asset-eligible. Ways in which this can be done include making home modifications, like the addition of wheelchair ramps or stair lifts, prepaying funeral and burial expenses, and paying off debt.