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Your last three months' payslips. passport or driving licence (to prove your identity) bank statements of your current account for the last three to six months. statement of two to three years' accounts from an accountant if you're self-employed.
A large amount of cash deposited in an account at once. Payment received in account, not matched with goods shipped or trade-based money laundering. Unexpected repayment of overdue credit amount. Transaction inconsistent with customer's business profile.
A mortgage agreement is a contract between a borrower and a lender in which the borrower agrees to use their property as collateral for the loan. The agreement outlines the terms of the loan, including the interest rate, the repayment schedule, and the length of the loan.
Look closely at your bank account statement. Do you see any small deposits, ranging from 20 cents to $10, that you don't recognize? If you do, this may be a red flag indicating criminals are attempting to hack your account.
There are 6 simple steps to a successful mortgage application: pre-application, initial application, assessment and affordability checks, valuation, offer, completion. Pre-Application. ... Initial Application. ... Assessment and Affordability Checks. ... Valuation. ... Offer. ... Completion.