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If the check is altered or contains a forged payee endorsement, then the drawee bank has a breach of warranty claim against the bank of first deposit (which may be up to three years, depending on the form of UCC adopted in the applicable state).
13. (1) Where a contract of sale is subject to any condition to be fulfilled by the seller, the buyer may waive the condition or elect to treat the breach of the condition as a breach of warranty and not as a ground for treating the contract as repudiated.
Let's say you buy a computer from a nearby electronics store, and when you get home, the product doesn't work ? that's at least a breach of the implied warranty. If the manufacturer makes promises that the product doesn't meet, that's a breach of an express warranty, constituting express liability.
For example, if a consumer tells the salesperson at the hardware store that he needs a tool that drills metal, and the salesperson recommends a particular tool that does not drill metal, the implied warranty of fitness will have been breached.
Other requirements for a breach of warranty claim include proving that: The warranty exists (either express or implied); The defect is material or substantial; and. The consumer used the product in a reasonable and intended way.