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A summons is a form prepared by the plaintiff and issued by a court that informs the defendant that they are being sued or are required to appear in court. It may be served by a sheriff or other authorized person, such as the process server.
If you choose to answer the summons in writing, you can either use the free form offered by the court, or you can create your own form. If you create your own form for the answer, it must be either typed or neatly handwritten.
Once a summons and complaint or summons with notice have been served, a defendant must respond in writing within a limited period of time. The response is sent to the plaintiff's attorney or directly to the plaintiff, if the plaintiff is appearing is self represented.
Before filing your answer, you must send a copy to the plaintiff (if plaintiff is appearing pro se) or plaintiff's attorney (if plaintiff is represented by counsel). To file your answer, you may deliver it in person or send it by mail to the Pro Se Office.
In New York debt collection lawsuits, you can answer the summons in writing or in person, if the court allows. Either way is fine, so long as you provide the answer within the legal time frame (10-30 days, depending on how you were served). Remember,the court clerk can provide general information but not legal advice.