Credit Card Form Statement Without Bank In Mecklenburg
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FAQ
In short, no. You don't have to be an existing customer with a bank to open a credit card there. Widening your search to banks you don't already have a relationship with may even lead you to more rewarding offers. Here are some things to consider as you weigh all the options.
For Proof of Residency Any ONE utility bill or work order dated within the past 30 days, including gas, water, electric, telephone, OR cable. Valid North Carolina Driver's License OR Valid North Carolina Identification Card. Dated within the past 30 days: Payroll Stub, Bank Statement OR Credit Card Statement.
No, you cannot have a credit card without having a bank account. Credit cards are typically issued by banks or credit unions, and you must have a bank account in order to be approved for a credit card.
A credit card provider cannot simply place and lien and take possession of your home. Instead, they first need to sue you for the unpaid credit card debt and receive a judgment in their favor. Once they have that judgment, they can move forward with claiming your assets, which involves putting a lien on your house.
The statute of limitations on debt in North Carolina is three years, ing to N.C.G.S. § 1-52 (1). If your creditors want to sue you over unpaid debts, they have three years from when you defaulted on the debt .
A bank statement is a list of all transactions for a bank account over a set period, usually monthly. The statement includes deposits, charges, withdrawals, as well as the beginning and ending balance for the period, along with any interest earned.
Statements printed in branch should be stamped and dated by the bank, however if the printed statement clearly states it has been 'printed in branch' the bank stamp and date is not required.
Debt collectors are allowed to contact you: In person, by mail, by telephone and by fax about the bills you owe. At home, between the hours of 8 a.m. and 9 p.m. At work. It is legal for debt collectors to contact you on the job unless they have a telephone number to reach you during non-working hours.
You will need to provide us with: Your most recent bank statement (with your name as account owner) showing your income credits over a consecutive 3 month period, with your most recent credit made within 30 days of your credit card application.
However, the courts of North Carolina are not permitted to order an employer to withhold wages for other types of debts such as car loans, credit card debt, and other personal debt items.
