Spouse Applying For Social Security In Salt Lake
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FAQ
Social Security benefits are based on a worker's lifetime earnings. As a surviving spouse, you may receive between 71.5% and 100% of your deceased spouse's benefit. The longer you wait to apply – up until your full retirement age – the higher your monthly benefit amount will be.
For a spouse who is not entitled to benefits on his or her own earnings record, this reduction factor is applied to the base spousal benefit, which is 50 percent of the worker's primary insurance amount.
As a surviving spouse, you may receive between 71.5% and 100% of your deceased spouse's benefit. The longer you wait to apply – up until your full retirement age – the higher your monthly benefit amount will be.
If you're eligible for retirement and spouse's benefits, you must apply for both, and you'll receive a combined benefit equaling the higher spouse's amount. This requirement is called “deemed filing” because when you apply for one benefit you are “deemed” to have applied for the other benefit.
Social Security number To get an SSN for your spouse, apply at a social security office or U.S. consulate. You must complete Form SS-5.
For spouses to receive the benefit, they must be at least age 62 or care for a child under age 16 (or one receiving Social Security disability benefits). In addition, spouses cannot claim the spousal benefit until the worker files for their benefit. There are other important caveats about the spousal benefit as well.
If you're eligible for retirement and spouse's benefits, you must apply for both, and you'll receive a combined benefit equaling the higher spouse's amount. This requirement is called “deemed filing” because when you apply for one benefit you are “deemed” to have applied for the other benefit.
What are the eligibility requirements if I am married? You are 62 or older. Or, you are younger but caring for a child under 16 or a child with disabilities who is under 19. Your spouse is elgible for retirement benefits (62 or older) You have been married for at least one year.
