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Debt Relief FAQ
Debt relief comes in many options in Hawaii. You can determine which would be best for you and your financial situation. Luckily, there are laws to counter debt collectors. You can find the best option for you.
Hawaii follows the Fair Debt Collections Practices Act (FDCPA) to keep debt collectors from causing unnecessary practices. These involve deception and unfair practices onto a debtor. These unfair practices would include a debt collector make false statements towards a debtor when trying to collect a debt. It is also harassment by contacting a debtor threatening violence, profanity or calling multiple times that exceeds the limit of calls that can be made. We provide forms that will offer legal action against debt collectors or debt relief. The state offers a maximum interest rate of 10% from a collection agency. They also have a 100% wage protection for 31 days.
We provide forms that will offer legal action against debt collectors or debt relief.