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Prepare for any emergency: legal documents for young adults before college

When your child turns 18, they’re legally an adult — which means you may lose the ability to access their medical records, make healthcare decisions, or help with financial matters in an emergency. Before they leave for college, a small set of legal documents gives you the authority to step in when it matters most. This page walks you through exactly what’s needed and how to get it done in minutes.

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Ohio
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Financial Power of Attorney

General Durable Power of Attorney for Property and Finances or Financial Effective Immediately

Authorize someone to manage your finances at any time, even if you become incapacitated.

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Financial Power of Attorney

General Durable Power of Attorney for Property and Finances or Financial Effective upon Disability

Grant broad powers to your chosen agent to manage your finances and property, even if you become disabled.

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Financial Power of Attorney

Statutory Power of Attorney Form

Authorize someone you trust to manage decisions about your property and finances when you can't.

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Healthcare directive

Durable Power of Attorney for Health Care

Authorize someone to make health care decisions on your behalf when you're unable to do so, ensuring your treatment preferences are respected.

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Healthcare directive

Living Will or Declaration concerning the use of life sustaining treatment

Specify your wishes about life-sustaining treatment in case of terminal illness or permanent unconsciousness, ensuring your preferences are respected.

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Educational & privacy releases

FERPA Consent to Release Student Information

The Family Educational Rights and Privacy Act (FERPA) is used to protect the privacy of personally identifiable information in a student’s education record. FERPA serves a two-fold purpose: (1) to grant parents (and students 18 or older) access to information in the student’s education record, and (2) to protect that information from disclosure to third parties without parental consent.

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Educational & privacy releases

Ohio Release and Authorization

Authorize healthcare providers to share your medical information with designated individuals for treatment or billing purposes, ensuring your privacy and rights.

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Educational & privacy releases

Ohio Release and Authorization

Authorize the sharing of your health information with specified individuals or organizations, granting access to your complete medical records when needed.

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Why every college student needs these documents before move-in day

When your child turns 18, your automatic parental authority ends

HIPAA privacy laws block hospitals from sharing your child’s medical records the moment they become a legal adult — even in a life-threatening situation. A Healthcare Power of Attorney restores your ability to step in and advocate for them.

Financial emergencies don’t wait for the right moment

If your student is studying out of state and needs help managing a bank account, lease, or financial aid issue, a Durable Financial Power of Attorney authorizes you to act on their behalf — without delays or court involvement.

Schools are legally required to keep you out — unless you have a waiver

Under FERPA, universities cannot share grades, academic records, or enrollment information with parents unless the student has signed a written release. One simple form ensures you stay informed when it matters.

Get the right protection in 3 simple steps

Step 1
Select your forms
Browse documents designed for young adults — Financial POA, Healthcare POA, HIPAA Release, and FERPA waiver. Filter by your student’s home state to get the right version.
Step 2
Fill out with our online editor
Use our guided, Word-like editor to complete every field at your own pace. Answer plain-language questions and your state-specific documents are generated automatically — no legal knowledge needed.
Step 3
Sign and print
Have your student sign the completed documents, then print and keep the originals in a safe place. Share copies with doctors, the school, or financial institutions as needed.

FAQs

Once your child turns 18, you no longer have automatic legal authority to make medical or financial decisions for them. A Power of Attorney is a legal document in which your student grants you — or another trusted adult — the authority to act on their behalf if they are incapacitated, abroad, or simply unable to handle something themselves. Without it, parents can be completely locked out during an emergency, and courts may need to appoint a guardian — a slow and expensive process.

Glossary of terms

Power of Attorney (POA)A legal document granting one person the authority to act on another’s behalf in medical, financial, or legal matters. Once your child turns 18, this is the foundational document that restores your ability to help them in an emergency.
Healthcare Power of AttorneyAuthorizes a named person to make medical decisions when the student is unable to do so themselves. Without it, hospitals are legally prohibited from taking direction from parents, regardless of the circumstances.
Financial (Durable) Power of AttorneyGrants authority to manage bank accounts, financial aid, leases, and other financial matters on the student’s behalf. “Durable” means it stays valid even if the student becomes incapacitated, and it typically takes effect immediately upon signing.
HIPAA ReleaseA signed authorization allowing healthcare providers to share a patient’s medical information with named individuals. Federal law prohibits disclosure without it — meaning a parent can be denied any information about their child’s condition without this form.
FERPA WaiverA release permitting a college to share academic records, grades, and enrollment data with parents. Once a student turns 18, these rights transfer to them under federal law, making a signed waiver necessary for parental access.
NotarizationThe process in which a licensed notary public witnesses a document signing and verifies the signer’s identity. Most POA documents require notarization to be legally enforceable; some states also require witnesses to be present.

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